TiposIt is the all-in-one payroll and salary management platform with same-day pay, digital wallets, and a revenue partnership model that makes your company money.
"This is just the tip of the iceberg."
No credit card required · Texas-based fintech · FDIC-compliant structure
One platform. Every financial tool your employees need — and a model that rewards the companies who offer them.
Employees access their earned wages the same day they work — no daily caps, no dollar limits. Built on our proprietary clock-in/clock-out system with HR-controlled overtime approval.
5% per transactionA full-featured digital bank account for every employee — checking, savings, real-time transaction history, and instant money transfers. FDIC-insured through our banking partner.
Free with enrollmentEmployees access up to 25% of their monthly pay in advance. Flexible repayment terms: 30, 90, or 180 days. A smarter alternative to predatory payday loans.
Up to 25% monthly paySame-day domestic transfers from any TiposIt wallet to any bank account in the country. Faster than ACH, more affordable than wire transfers.
3% per transferGeolocation-enabled clock-in system with automatic lunch presets, overtime pre-approval workflow, and a dedicated HR backend with management firewall controls.
Included with platformYour company earns a monthly revenue share on every fee your employees generate through TiposIt. Turn payroll from a cost center into a profit center.
Up to 33% revenue shareUnlike every other EWA platform on the market, TiposIt has no daily caps and no dollar limits on earned wage access. If you worked it, it's yours — that day.
GPS verified. Shift starts tracking instantly.
Hourly rate multiplied by hours worked — live.
Tap to transfer to your TiposIt Wallet instantly.
Use your TiposIt card or transfer to any bank.
TiposIt shares a percentage of every fee collected from your employees' financial activity back to your company — automatically, every month.
Example: If Company A's 100 employees use same-day pay and collectively generate $5,000/month in platform fees, Company A receives a direct deposit of $1,000–$1,650 every month from TiposIt. That's money you earn just for offering a benefit your employees love.
Onboard with TiposIt. Set up your employee roster in minutes.
Same-Day Pay, Wallet, Transfers, BNPL — at their choice.
5% same-day pay fee, 3% transfer fee — charged to the employee.
20%, 25%, or 33.3% revenue share deposited to your TiposIt account.
Exclusive credit cards for TiposIt members — built on loyalty, savings habits, and your credit profile. The colder the card, the more you earn.
ICE Cards will be issued in partnership with an FDIC-insured banking partner. Subject to credit approval. Details finalized at launch.
Every TiposIt employee gets a full-featured digital bank account — not just an app. Real FDIC-insured checking, real debit card, real bank transfers.
Deposits protected through our banking partner up to $250,000.
Send money to any US bank account same day for just 3%.
Every transaction, searchable and categorized for your records.
256-bit encryption, biometric login, instant card freeze.
Access up to 25% of your monthly paycheck in advance. Choose your own repayment timeline. No predatory rates. No credit check for existing TiposIt members.
The only time-tracking system built specifically to power same-day wage access — with real HR controls for management.
Location-based clock-in ensures employees are on-site. Geofencing creates an invisible perimeter around your workplace automatically.
Set auto-deduct for 30, 45, or 60-minute lunch breaks by department or employee type. Removes manual time editing and payroll disputes.
Any overtime or after-hours work triggers a 24-hour approval window for HR and senior management before same-day pay is distributed.
Block or allow same-day pay access at the employee, department, or company level. Full payroll control stays with your HR team.
Organize employees by Admin, Maintenance, Security, Training, and more. Set different rules and pay tiers per department.
Automatic onboarding and separation emails triggered by roster changes. New hire paperwork and offboarding docs generated instantly.
Tipflic is TiposIt's analytics and intelligence platform — giving HR teams, CFOs, and business owners real-time insight into workforce financial behavior, payroll cost optimization, and employee financial wellness metrics.
Coming Soon →Pre-order now to secure founding member pricing. Early adopters get locked-in rates for life — no price increases, ever.
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Yes. TiposIt digital wallets are FDIC-insured up to $250,000 through our partner banking institution. Your money is protected.
Every major competitor caps same-day pay at 50% of wages or limits access to a certain number of days per week. TiposIt has no cap — if you worked it, you can access it, every day.
When your employees use same-day pay or transfers, TiposIt collects a small fee. At month end, we deposit 20–33% of those fees directly into your company TiposIt account. You earn just for offering the benefit.
Pre-order pricing starts at $99/month for up to 50 employees. There are no per-employee per-month setup fees. The platform fee is flat.
Most companies are fully onboarded within 48–72 hours. We provide a dedicated onboarding specialist and HR-ready training materials.
TiposIt can be used as a standalone payroll and salary management platform or as an enhancement layer on top of existing systems. We offer integrations with major HR software.
Tipflic is TiposIt's analytics subsidiary — a workforce intelligence platform that gives HR and finance teams real-time visibility into payroll trends, employee financial wellness, and cost optimization.
TiposIt ICE Cards are offered to enrolled employees based on credit score, salary, and savings habits. Three tiers: White ICE (entry), Blue ICE (mid), and Black ICE (premium), with increasing limits and rewards.